Personal Umbrella Insurance

We have you covered.

An umbrella liability policy from Midwest Heritage adds an extra layer of financial protection for you and everything you’ve built. Be prepared for the unexpected with umbrella insurance from Midwest Heritage. 

What is Umbrella Insurance?

Umbrella insurance is a type of liability insurance that supplements common liability policies like auto, home and renters insurance. However, an umbrella insurance policy covers a much higher limit and offers wider coverage for circumstances not directly relating to home and auto policies.

Examples of Umbrella Insurance Coverage:

  • Accidental injuries on your property 
  • Property damage liability claims
  • Accidents involving your boat, ATV, or other recreational vehicle 
  • Vehicle accidents
  • Slander or libel 
  • Legal fees related to claims

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    Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.


    Better Rates.
    We do the quoting so you don't have to. In fact, we quote with 15+ insurance partners to find you the best rate for the coverage you need.

    Better Coverage.
    Needing specific coverage? No problem. From home insurance to motorcycles to farm and ranch and more, we have a policy for that.

    Better Service.
    Don't worry about getting stuck on hold or getting no response after you need to file a claim. Our team of licensed agents are here to offer you ongoing support.