Mortgage Offer

Get Pre-Qualified Today!

Getting a mortgage can be complicated. Let us help you through the entire process. From application to closing, we will be with you every step of the way. 

Feel like a winner when you finance your home with Midwest Heritage! Take the first step and get pre-qualified between 7 AM - 7 PM, 7 days a week with our experienced lending team.

  • Home loan rates
  • Quick pre-qualification time with online applications & easy online application process
  • Most loans close within 45 days
  • Home loan options (Construction, Conventional, VA, USDA, FHA)

*Subject to credit approval. Pre-qualification hours do not include federal holidays observed by Midwest Heritage.

All fields marked with * are required.

Have Midwest Heritage Loan Officer Contact Me

Have a Mortgage Loan Officer Contact Me



    Shari Spiker Headshot - Brunette short hair with glasses wearing a black suit

    Shari Spiker

    VP / Hy-Vee Private Banker


    Chariton Office
    1025 Braden Ave
    Chariton, IA 50049

    Phone: 515-343-5884
    Fax: 641-774-8864
    NMLS ID #: 717974
    [email protected]

    Shari joined Midwest Heritage in 2001 and has over 28 years of banking experience.  Shari has lived in Chariton her entire career and enjoys spending time with her family. Shari leads the Hy-Vee Private Banking department here at Midwest Heritage.  Whether it's a deposit account or any type of loan, she can handle all your banking needs.