Our branches and offices will be closed on July 4th in observance of Independence Day.

Get Pre-Qualified Today!

Getting a mortgage can be complicated. Let us help you through the entire process. From application to closing, we will be with you every step of the way. 

Feel like a winner when you finance your home with Midwest Heritage! Take the first step and get pre-qualified between 7 AM - 7 PM, 7 days a week with our experienced lending team.

  • Home loan rates
  • Quick pre-qualification time with online applications & easy online application process
  • Most loans close within 45 days
  • Home loan options (Construction, Conventional, VA, USDA, FHA)

*Subject to credit approval. Pre-qualification hours do not include federal holidays observed by Midwest Heritage.

Mark Kramme

Mark Kramme

Bank Manager/Mortgage Loan Officer

Chariton Office
1025 Braden Avenue
Chariton, Iowa 50049

Phone: 515-343-5879
Fax: 641-774-8864
NMLS ID #: 1685276
[email protected]

Mark joined Midwest Heritage in 2019 as a Bank Manager and Mortgage Loan Officer serving out of the Chariton branch. He has been in Mortgage Lending since 1999 and is passionate about finding creative financing solutions for his clients, no matter how complex. He will do his best to ensure your specific real estate needs are met with our wide selection of real estate lending products while providing quality service and individual attention. 

After raising seven children, Mark and his wife moved to Chariton from California in August of 2019. Mark enjoys living in the country and spending time with his dogs, hunting, and fishing in his free time.