Life Insurance

Financial protection for the unexpected.

Life is unpredictable. You can't predict when you'll die, whether from disease, accidental injury, or natural causes. But, you can purchase coverage to help provide cash benefits to help pay for funeral expenses, or additional expenses your family may have to face without a paycheck of a wage earner. Make sure money won't be a concern for you or your family with our group voluntary term life plan available for all Part-Time employees.

What it is...

Everyone has the need for financial security, but the needs of each person can vary. That is where term life insurance can help. It provides cost effective coverage at economical group rates. Allstate term life coverage helps offer peace of mind during life-changing events. Final expenses and daily bills shouldn't add to the stress. The cash benefit when a covered employee dies can be used to pay off debts, provide for childcare or educational expenses, or replace income to continue the same standard of living.

What it covers...

Coverage provided is as follows.*
Guarantee issue amounts are based on employee age as of January 1, 2019.
19 – 59: $30,000
60 – 69: $20,000
70+: $10,000
Coverage available for employees only.

Weekly premiums

Max Employee Life Amount Under 30 30-34 35-39 40-44 45-49 50-54 55-59
$30,000 $0.90 $1.04 $1.38 $2.01 $3.18 $4.64 $7.75

Max Employee Life Amount 60-64 65-69
$20,000 $7.52 $12.46

Max Employee Life Amount 70-74 75-79 80+
$10,000 $9.78 $16.50 $28.13

*Please see actual policy to determine exact plan coverage.

How do I enroll?

• During Open Enrollment (November 18 - December 6, 2019)
• First 60 days of employment or first 60 days following a Full Time/Regular Time to Part Time status change
• First 30 days following a qualifying life event
• Enroll online at 

Midwest Heritage Insurance Service Team


Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.