Nobody Plans To Have An Accident

Every 10 minutes, more than 700 Americans suffer an injury severe enough to seek medical help.  National Safety Council, Injury Facts (2012).

But, it can happen at any moment throughout the day, whether at work or at play. Most major medical plans only pay a portion of the bill after you pay your deductible and copay. Our accident plan can help pick up where other insurance leaves off and provide cash to cover the expenses.

Benefits under this plan provide coverage when you or your covered dependents are injured in an accident. Coverage is provided for events and services such as:

  • Accidental Death
  • Dismemberment
  • Dislocation or Fracture
  • Hospital Confinement
  • Intensive Care
  • Ambulance
  • Medical Expenses
  • Lacerations
  • Burns

The accident plan helps offer peace of mind when an accidental injury occurs. Here’s an example of how the plan can work.

You fracture an ankle and are taken to the emergency room.  Here’s a chart on how the accident plan benefited you. The accident plan can help pick up where other insurance leaves off and provide cash payable to you to cover other expenses.

Allstate Benefit
Low Plan High Plan
ER Visit $300 $400
Physicians Treatment $150 $200
X-ray $300 $400
Ambulance (ground) $300 $400
Fractured Ankle $1,600 $3,200
Appliance, Crutches $375 $500
Follow-Up Visit $150 $200
Physical Therapy: 2 visits $180 $240
Aspirin $15 $20
TOTAL $3,370 $5,560

*For illustrative purposes only. Benefit amounts vary by state and plan offered.

Contact Midwest Heritage at 515-343-5047 and a customer service representative will assist you with coverage.

Products offered by Midwest Heritage Insurance Services are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Midwest Heritage, may involve investment risks, including possible loss of principal amount invested, and may lose value.