Customized Life & Long-Term Disability
CUSTOMIZED LIFE INSURANCE
Need additional life Insurance?
If your Group Term Life insurance isn't enough, we've got you covered. As a Hy-Vee Full-Time employee you have access to an exclusive life insurance offer through EMC National Life. Our advisors can help you take care of your loved ones by customizing a life insurance plan to meet your needs and budget.
Here's what you need to know about this life insurance offer:
• Term and Whole Life coverage options available
• Up to $100,000 of coverage for employees with no health questions
• Maximum coverage amount of $250,000 for employees with limited health questions
• Coverage for spouse and children also available with no health questions
• Ability to lock in rates at your current age
• You own the policy and can take it with you if you should ever leave employment
• In most cases can be set up on payroll deduction
Customized Long-Term Disability
Looking to supplement your Short-Term Disability plan?
What happens if you have Short-Term disability coverage and at the end of the 13 week benefit you're not able to go back to work? Our advisors can meet with you one-on-one to learn more about your personal situation and then discuss the various elimination periods and benefit durations available to help you find the Illinois Mutual disability solution that best fits your needs and budget. Benefit durations are available ranging from two years all the way up to age 67.
Please note, current Life and Long-Term Disability offerings may vary. Depending on the product and the coverage amount selected, guarantee issue may be available. If not, applicants may have to answer health questions or go through the full underwriting process.
How do I enroll?
• Contact Midwest Heritage Insurance Services at 800-622-0057 or [email protected]
• See your store Benefit Advisor throughout the year