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Your Right to Financial Privacy Our Privacy Commitment to You: We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.
DefinitionsWe will use certain terms in this notice that are defined as the following:
We, our and us: This will always mean Midwest Heritage Bank. You and Your: This means our customers with whom we have a continuing relationship through one or more accounts, and also consumers who may use a service we provide (such as an ATM) without any real account relationship or someone who may have applied for a loan but was denied. Publicly available information: Information that is lawfully available to the general public from official records (such as real estate records and securities filings), information from widely distributed media (such as phone books, television, radio or newspaper) or information that is required to be disclosed to the general public by Federal, State or Local law (such as securities filings). Nonpublic personal information: Personally identifiable financial information that is not available from public sources (as described above). Affiliate: Any company under common control with another company. Consumer Reporting Agency: A person or business which makes a practice of collecting and evaluating consumer credit information for the purpose of furnishing consumer reports to third parties. Categories of Information We Collect We collect nonpublic personal information about you from the following sources: Information we receive from you on applications and other forms: Information about your transactions with us, our affiliates or others: Information we receive from a consumer reporting agency. Categories of Information We May Disclose About You; We do not share any Customer Information about our customers or former customers with anyone, except as permitted by law. We do not sell or otherwise share any Customer Information with outside companies for purposes of selling their products or services to you. Sharing Customer Information with companies that work for us; We may share Customer Information (such as your name and address) with our affiliates and certain nonaffiliated third parties in order to provide you products and services that you've requested or already have with us. In addition, we may share the information we receive from you on applications or other forms (such as your name, address, and social security number) with other financial service providers, such as investment representatives and insurance agents, with which we have joint marketing agreements. All of these companies act on our behalf are contractually obligated to keep the Customer Information that we provide to them confidential, and use the information that we provide them only to provide the services we've asked them to perform for you and us. Confidentiality and Security We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. All employees are instructed as to the importance of maintaining the confidentiality of customer information. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard you nonpublic personal information. Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy/inaccuracies should be sent to us at the following address: Midwest Heritage Bank, FSB
1025 Braden, Chariton, IA 50049 If you should have any questions or concerns regarding your privacy rights, please contact Midwest Heritage Bank at 1-800-782-0521.
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